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Smart Financing Options
For Oregon & Western Washington Homeowners
TerraFirma offers a variety of stress-free financing options that make it easy for you to start your home improvement or repair project when the time is right for you.
Financing options from
Financing options from
Expand Your Purchasing Power with Financing Options for Your Basement or Foundation Repair
- Same-As-Cash and No-Interest options.
- Convenient monthly payment options.
- No hidden fees or closing costs.
*on approved credit
How Our Financing Program Works
Our financing program is simple and straightforward. As part of your free evaluation, you’ll meet with one of our specialists who can provide a detailed written estimate and help outline available financing options. Together, you’ll determine which financing solution best fits your needs and budget.
For over 15 years, TerraFirma has helped connect homeowners with trusted, affordable financing options for their home improvement and repair projects. We are proud to partner with financing providers that offer flexible solutions for a variety of project needs.
Looking for a price? Get a no cost, no obligation free estimate.
Financing Protects
Your Investment
Cracked foundations, leaky basements, and mildewy crawlspaces are often serious problems that shouldn’t be delayed. If you feel you’ve put your repair project off long enough, financing can help you get the work done now instead of later, helping protect the investment you’ve made in your home.
Financing Options Make Your Project Affordable
TerraFirma offers several financing options to help make your repairs affordable, so you can fix the problem before it gets worse.
Rates in under 2 minutes
Review your rates from over a dozen
lenders through Hearth’s quick and secure
application without affecting your credit
score.
Easy monthly payments
No surprises. Personal loans through
Hearth’s lending partners have fixed rates
and terms. You’ll know your monthly
payment upfront. ‡
Get your money fast
Loans typically fund in 1-5 business days. If
approved, Hearth’s lending partners can
deposit cash into your account as soon as
24 hours.†
No prepayment penalties
There are no fees for paying off your loan
sooner, saving you time and money
*Subject to crediAll loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Funding can be available as soon as 24 hours, though it typically takes 3-5 days on average. The 0% financing option includes a promotional 0% APR for a limited time only, with the promotional period varying by offer; after the promotional period ends, higher APRs will apply. Please review the disclosures associated with any specific card offer for full details. Lending partners may offer financing options ranging from $1,000 to $250,000 with terms between 2 and 12 years. Hearth is a technology company licensed as a broker where required by state law. Hearth does not accept credit applications, make loans, or make credit decisions. NMLS ID# 1628533.
Financing Options Make Your Project Affordable
TerraFirma offers several financing options to help make your repairs affordable, so you can fix the problem before it gets worse.
No interest if paid in full
in 6 months!
Plan 4069. Subject to credit approval. Minimum monthly payments required. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 6 months. Making minimum monthly payments will not pay off the entire purchase balance before the end of the promotional period.
REDUCED APR OF 6.99%
for 60 months!
Plan 2716. Subject to credit approval. Fixed APR of 6.99% for 60 months. Payment example: for $10,000 purchase on approval date, 60 payments of $197.96.
Fixed Rate Ranges from 7.99%-19.99% APR for 180 months
Plan 9998. Subject to credit approval. Fixed APR options between 7.99%-19.99% APR for 180 months.
Fixed rate 12.99% for 120 months
Plan 2832. Loan term is 120 months at fixed rate of 12.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 12.99% APR, 120 monthly payments of $14.93*
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky consumer loan program are provided by Synovus Bank, Member FDIC. NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, of familial status. GrennSky Servicing, LLC services loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LCC are not lenders. All credit decisions and loan terms are determined by program lenders.
Financing Puts You in Control
Direct contractor financing offers several benefits:
Our partners offer on-the-spot financing, and the same-day approval process means you’re in control of when to undertake a major home repair. Booking repairs in a timely fashion lets you protect the investment in your home without tapping into equity, savings or emergency funds. And you end up with a more livable, more comfortable – and more sellable – home! It makes economic sense for many of our homeowners.
1.
Speed:
Quick application process & same-day credit decision
2.
Flexibility:
Choose from a range of payment options
3.
Convenience:
Easy online account management
