5 Step In-Home Structural Health Checklist

The Portland Homeowners’

5-Step
In-Home
Structural Health Checklist

We all know the PNW drill: pouring rain, sunny day, back to rain, repeat. While we’re staying dry, our foundations are battling the elements 24/7.

This “Structural Health Checklist” will help you do a simple annual home checkup, to catch small problems before they become big ones.

Self-CaRE
for your home

Your home survives on coffee and rain just like you.
And like you, it’s probably overdue for a checkup.

This is a simple walk-through checklist to help you know what common areas show signs of foundation movement. Like aging, soil movement is natural, and small hairline cracks are usually nothing to worry about.

If you see something that worries you, schedule a free in-home assessment with our foundation specialists.

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    Why This Checklist Matters for Portland Homeowners

    Homes in Oregon and southwest Washington are exposed to long rainy seasons, clay-heavy soil, and moisture buildup that can stress foundations over time. Many structural issues begin subtly, and homeowners often don’t notice them until repairs become disruptive and costly.

    This checklist helps you identify early red flags so you can take a proactive approach to your home’s long-term safety.

    Portland Home With Yard

    #1: The Exterior Perimeter Ground & Grading

    How does your property handle excess water? This is your first line of defense.

    Foundation issues are often “soil issues” in disguise. How does your soil handle water drainage?

    Look for:

    • Grading: Does the soil slope away from the home? Soil should drop at least 6 inches over the first 10 feet.
    • Drainage: Are downspouts discharging at least 5–10 feet away from the foundation?
    • Gutters: Are they overflowing or leaking during rain?
    • Soil Gaps: Look for “shrinking” soil that has pulled away from the concrete.
    • Don’t worry about: Small, localized puddles in the yard that disappear within 24 hours of a rainstorm are generally considered normal drainage behavior.
    foundation wall crack e1723673974663 1024x840 1 Structural Health

    #2: The Foundation walls and Exterior Concrete

    Walk the perimeter of your home looking at exposed concrete or brick.

    Moisture problems will most often start showing symptoms where your home’s foundation rests on wet soil.

    Be aware of:

    • Stair-step Cracks: Look for cracks in brick mortar or concrete blocks that follow a “stair” pattern.
    • Horizontal Cracks: A long horizontal crack can indicate “bowing” caused by external soil pressure.
    • Efflorescence: Look for a white, powdery salt residue on the concrete, which indicates moisture penetration.
    • Spalling: Check if the surface of the concrete is flaking or peeling off.
    • Don’t worry about: hairline vertical cracks (less than 1/8″ wide) are common in poured concrete foundations; these are usually “shrinkage cracks” from when the concrete originally cured, and slight shifting is normal.

    The air in your living areas comes from your crawl space or basement, making moisture control critical for both structural health and indoor air quality.

    Sloping or uneven floors are common signs of foundation problems

    #3: Interior Walls, Floors, Doors, & Windows

    Check for cracks, sloping, or other signs your foundation is shifting.

    Movement in the foundation creates “stress points” in the rigid frame of your house. This is often where homeowners first notice trouble.

    Look for:

    • Doors and Windows: Do they stick, fail to latch, or have large gaps at the top?
    • Drywall Cracks: Look for diagonal cracks extending from the corners of door frames or windows.
    • Sloping Floors: Use a marble or a level on hard floors to see if there is a consistent pitch.
    • Nail Pops: Look for small, circular bumps or holes where nails are pushing out of the drywall.
    • Don’t worry about: Seasonal sticking of wood doors such as sticking in the humid summer but swinging freely in the dry winter is usually caused by humidity-related wood expansion, not foundation issues.
    the cost of doing nothing for your

    #4: Below-Grade Basement or Crawl Space

    The space under your home is most honest indicator of structural health.

    Moisture problems will most often start showing symptoms where your home’s foundation rests on wet soil.

    Take note of:

    • Odors: Do you notice a “wet forest” or musty smell?
    • Visible Seepage: Look for damp spots on the floor or walls after a heavy rain.
    • Sagging Floors: If you have a crawl space, check if the floor joists are sagging or if the “shimming” looks loose.
    • Mold/Mildew: Check the bottom of wooden joists or insulation for dark spotting.
    • Don’t worry about: A small amount of condensation on cold water pipes or a slightly damp feel during high-humidity months is common and can often be solved with a dehumidifier.
    oregon homes Structural Health

    #5: Environmental & Historical Factors

    Don’t just look around the home, look around the home.

    Consider the “hidden” variables of your property’s location that may indicate the soil under your home is shifting.

    Look for:

    • Soil Type: Is your home built on “expansive clay” (which swells when wet and shrinks when dry)?
    • Tree Proximity: Large trees close to the home can “drink” the moisture out from under your foundation.
    • Recent Excavation: Has there been any major digging or pool installation nearby?
    • Age of Home: Older homes may have “parged” foundations that require different maintenance.
    • Don’t worry about: Minor “settlement” cracks in a brand-new home (built within the last 1–3 years) are expected as the heavy structure compresses the soil for the first time.
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    Stay Safe, Dry, and Stable with annual check ups

    Don’t skip regular self-check ups, and catch problems early.

    And if you see concern areas worsening, take action. Problems caught sooner and smaller are easier and cheaper to repair.

    Take note of:

    • Document: Take clear photos of any cracks or damp spots you find.
    • Scale: Include a size reference in your photos, such as a tape measure or a coin, so you can accurately track changes.
    • Track: Re-inspect these same areas every 6 to 12 months; if a crack is growing or a door is sticking more frequently, the issue is active.
    • Don’t worry about: Most homes undergo a “bedding-in” process where minor, non-moving cracks appear and never change again. If your photos look the same year after year, your foundation is likely stable.

    Hey Portland,

    Your home survives – even thrives – on coffee and rain, just like you. And like you, it’s probably overdue for a checkup.

    Our simple 5-Step Structural Health Checklist will help you do a simple annual home checkup, and catch small problems before they become big ones. And we’ll show you what not to worry about!

    Not Sure What You’re Seeing?

    Schedule your free
    Foundation Evaluation

    Schedule your free
    Foundation Evaluation

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    FN RES FR Sagging Floor 04 1024x683 1 Structural Health
    When the soil beneath a building’s foundation compresses or shifts unequally, it causes parts of the foundation to sink or settle more than others. This uneven settling commonly results in noticeable sloping or uneven floors.
    Foundation Settlement
    cracked wall in basement foundation small Structural Health
    Common symptoms of this problem include horizontal or stair step cracking along the foundation wall, diagonal cracks in the corners, crumbling walls and inward bulges.
    Look for spalling cracks or delamination which can impact structural integrity.
    Cracks in Foundation and Basement Walls
    window door stuck jammed small Structural Health
    If your windows and/or doors are sticking, jamming, or your doors have non-functioning locks, you could have a foundation problem. Other common signs include door openings that aren’t square and diagonal cracks at top corners of window and door openings.
    Jammed Windows and Sticking Doors
    tilting chimney small Structural Health
    A leaning or tilting chimney, generally accompanied by cracks where the chimney foundation meets the home foundation. Damage to the roof where flashing meets the chimney, or gaps between the chimney and home walls that have been filled in with mortar, foam, or caulk.
    Tilting Chimneys
    cracked sidewalk uneven small Structural Health
    Driveways in our region can often become cracked and sunken. Issues with the soil underneath those concrete driveway slabs are usually accompanied by concrete sidewalk cracks and raised sidewalks.
    Cracked and Uneven Sidewalks & Driveways
    efflorescence small Structural Health
    Water stains on concrete walls are caused by mineral deposits from the water drying on the concrete. Efflorescence stains appear as a white or grayish ash on the wall.
    Keep an eye on basement walls getting yellow, orange or black stains as these are all symptoms related to moisture getting in.
    These are also signs that soil or hydrostatic pressure outside the foundation walls could lead to foundation failure.
    Stained Basement Walls + Efflorescence
    FN RES FR Sagging Floor 04 1024x683 1 Structural Health
    Foundation Settlement

    When the soil beneath a building’s foundation compresses or shifts unequally, it causes parts of the foundation to sink or settle more than others. This uneven settling commonly results in noticeable sloping or uneven floors.

    cracked wall in basement foundation small Structural Health
    Cracks in Foundation and Basement Walls

    Common symptoms of this problem include horizontal or stair step cracking along the foundation wall, diagonal cracks in the corners, crumbling walls and inward bulges.
    Look for spalling cracks or delamination, which can impact structural integrity.

    window door stuck jammed small Structural Health
    Jammed Windows and Sticking Doors

    If your windows and/or doors are sticking, jamming, or your doors have non-functioning locks, you could have a foundation problem. Other common signs include door openings that aren’t square and diagonal cracks at top corners of window and door openings.

    tilting chimney small Structural Health
    Tilting Chimneys

    A leaning or tilting chimney, generally accompanied by cracks where the chimney foundation meets the home foundation. Damage to the roof where flashing meets the chimney, or gaps between the chimney and home walls that have been filled in with mortar, foam, or caulk.

    cracked sidewalk uneven small Structural Health
    Cracked and Uneven Sidewalks & Driveways

    Driveways in our region can often become cracked and sunken. Issues with the soil underneath those concrete driveway slabs are usually accompanied by concrete sidewalk cracks and raised sidewalks.

    efflorescence small Structural Health
    Stained Basement Walls + Efflorescence

    Water stains on concrete walls are caused by mineral deposits from the water drying on the concrete. Efflorescence stains appear as a white or grayish ash on the wall.
    Keep an eye on basement walls getting yellow, orange or black stains as these are all symptoms related to moisture getting in.
    These are also signs that soil or hydrostatic pressure outside the foundation walls could lead to foundation failure.

    TERRAFIRMA ADVICE & TIPS

    Our team has over 20 years of experience fixing foundations across Oregon & Washington.
    Check out their helpful Homeowner Tips and some great Case Studies of our Foundation Repair work.

    foundation
    Homeowner
    REVIEWS

    Don’t take our word for it – see what our clients have to say.
    From Roseburg to Eugene, Portland to Seattle, our Foundation Repair work speaks for itself

    After I bought a 115 year old house built partially into a hill near the top of Council Crest in Portland and discovered that the walls bled water when it rained, two walls were built into a hill and had endured the pressure of water and mud for a century, causing cracks and turning the foundation to crumbles, I called Terra Firma when an neighbor with an old house told me about her experience. Terra Firma has a great reputation. During the first meeting, Hannah walked the property and made a detailed proposal, explaining how Terra Firma would ensure that the walls do not cave in by shoring them up and anchoring them, supplemented with a vapor lock system to keep the water out of the house. NO MORE MUSTY SMELL, THANK YOU! Hannah explained the plan thoroughly, using her iPad to ensure that I understood. It could not get any better than this...I signed the paperwork immediately and contracted for the foundation repair and upgrade. This week, Geovany and his team spent four days working very hard and very smart to finish the project on time, and without any hitches. And they were working hard, very thoughgoing and steadfast. I am extraordinarily pleased with the work of the TerraFirma team, and how they did it. It is obvious by looking at the work that my basement walls are solid, secure, and dry. THANK YOU TerraFirma!
    We had a concrete driveway that was sinking on one side, large chunks of the pavement were completely detached. TerraFirma was quick to schedule an estimate. The estimate was thorough and a fair price. They were flexible with scheduling for the job itself. They arrived at the scheduled time, did an awesome job of cleaning the cracks, leveling everything, and sealing the cracks. The material to seal the cracks needed to be avoided by our dog for half a day to be safe just to prevent her nails from digging into it while it finished curing, but otherwise we were able to immediately walk on the driveway. It looks fantastic. If you're looking to give your exterior a visual improvement as well as prevent erosion of your driveway/foundation, this is such a great solution. The warranty is great too. Well worth the price. We feel comfortable moving on to additional projects that the driveway impacts, knowing it is sturdy.
    TerraFirma was excellent helping me with some drainage upgrades and foundation assessment. They provided a free inspection, gave several options, and were willing to work with me on the scope of work to fit my budget. They also helped me prioritize what work was the most important. No complaints.
    The entire Team at TerraFirma was exceptional and helped us with our foundation needs. Amber is amazing and very responsive in communicating with us during our project and answering all of our questions. Taylor oversaw our project onsite and was also wonderful in communicating with us during our project. They were so efficient that our project was completed earlier than expected which saved us money in the end. Thank you all for taking such great care of our home!
    This company was completely responsive to the situation I was having in my basement. They honored their warranty on their work!!!!! I have complete respect for a company that will honor their product, service, and their word. They were courteous, on time, very professional and attentive to the needs and concerns of their client. I highly recommend Terra Firma Foundation Systems, should you have a need for their service. Wonderful company. Wonderful people. Thank you for your service! Timari Davis
    Terra Firma Foundation Systems has a process that completely eliminates the need and outrageous cost of jack hammering your concrete foundation and having to start all over again with new concrete! We were amazed and relieved at the minimal cost of repairing our 4 car garage and walkways. They are professionals from beginning to end and you won’t find yourselves dealing with slimy subcontractors when their crew arrives to do the work. I would recommend them to anyone!
    I had a fantastic experience with TerraFirma Foundation Systems this week. Jorge and Juan were absolutely outstanding to work with—punctual, professional, and always had a smile on their faces. Over the three-day job, they worked tirelessly, digging trenches, transporting river rock, and installing the sump pump with great attention to detail. They took the time to explain every step of the process, which I really appreciated. The crawlspace looked excellent when they finished, and they cleaned up everything—no debris left behind. I’ll definitely be requesting Jorge and Juan again for any future work. Highly recommend!
    Workers completed foundation piling work in one day and did a great job.
    I can't say enough good things about TerraFirma. Tony, Harley, and Sebastian were a quick, efficient, helpful and overall awesome team of fellas. We were told the job under our home would take three days to complete but Tony and his team got it done in two. Brand new sub pump, new drainage trenches and installation of 7-hydraulic jacks in two-days. I appreciate them and would recommend them to anyone who needed foundation repairs.
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    Kirk M.recommends
    With a water floored basement, we contacted Terra Firma to locate the water source which they did in no time. They explained, in detail, what would be done to fix the problem and went to work. They were respectful of our furnishings covering to protect them from limited dust. They were professional and the project was completed on time. We are very satisfied with the end result, quality of workmanship, and price. We would recommend them for foundation work of any type.
    I called TerraFirma to inspect my foundation with idea I may have them retro fit it with bracing for earthquakes. Not an easy inspection either, tight crawl space in 105 year old house. While the company rep could have told me they would be happy to do it, he was very honest and told me that because my foundation was so old and not in the best of shape it probably wouldn't do any good if an earthquake were to happen. As the bracing would more than likely just pull out of the foundation. I was very impressed with the honesty of the company to tell me this rather than just shine me on and take my money for a job that wouldn't really do any good. So I can highly recommend this company for an honest review of your property. Rich Wolles. Eugene Oregon
    The 3 workmen dug a trench for a french drain under the house, put in the french drain covered with rocks, put in a sump pump then the whole thing covered with new 6 mil black sheeting. The drain to the sumps pump enters one of the down spouts under the ground outside of the foundation. They worked hard, were friendly and answered all questions. Our house is at the base of a hill. The top part under the house was wet but not the bottom. We found a spring when we first build the house in 2009-2010 off to the east of the house when the septic whole was dug. I suspect there is another under the foundation which is causing the wetness. After the trench was dug, the men said the water was already feeding into the trench at the top of the foundation. They also helped locate the critter entrance for under the house (rats/mice) and close it off.

    Foundation Repair Homeowner Questions

    Are cracks in a basement floor normal?

    Cracks in concrete are common. However, cracks are symptoms of potentially larger issues. The size, placement, and direction of cracks in your basement floor or walls can give insghts into the nature of the issue. Schedule your free in-home inspection with TerraFirma to learn more.

    When should I worry about cracks in my basement floor?

    You should be concerned about foundation cracks if the cracks in your basement floor are wider than 1/8 inch, spread to and up the foundation walls, appear in a circular pattern, are wet or show signs of water intrusion, have mold around them, have a white flaky substance around them

    Are foundation repairs covered by homeowner’s insurance?

    Insuance policies vary from home to home and company to company. The best action is always to speak with your insurance company to understand what is covered under your specific policy. Generally, home owners insurance will cover repairs if the damage can be tied back to an event e.g. leaky water heater, tree fell on house etc.

    Does foundation repair affect/increase home value?

    Yes. A damaged foundation can cause significant loss in property value, as well as potentially scaring off interested buyers. Repairing a damaged foundation helps restore the lost value in a home, and can even increase value when the repairs carry a transferable and long term warranty.

    How long does foundation repair take?

    Scope, size, and type of repair can vary, as will the amount of time a repair can take. However, most repairs can be made within a few days.

    James Kershaw

    James Kershaw is a Senior System Design Specialist and company trainer at TerraFirma, where he evaluates residential and commercial foundation, concrete, and waterproofing systems across Oregon and Washington. Over the course of his career, he has inspected thousands of homes throughout the Pacific Northwest, giving him a broad, real-world understanding of how regional soils, climate, and construction practices impact long-term structural performance.